- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Mwachidule
Pulogalamu yotchuka yachuma. Wobwereketsa ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito zofunika; Palibe DTI.
Mfundo Zazikulu za Pulogalamu
1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.
Kodi ATR-In-Full ndi chiyani?
Pulogalamu ya ATR-In-Full ndi pulogalamu yazachuma, yomwe imakhala ndi katundu wokha.
Sitidzawerengera DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa muzofunsira zitha kuonedwa kuti ndizofunika kwambiri kwa wolembayo. M'malo mwake, ikhoza kusiyidwa yopanda kanthu.
Chiyeneretso
M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole ya refinance, zinthu zonse zololeka ziyenera kufanana ndi ndalama zonse zangongole kuphatikiza ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera
Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:
Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.
Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.
Katundu Woyenera
Cash, stocks, bond and personal liquid assets (palibe katundu) = 100%.
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu.
Palibe ndalama zabizinesi.
Zithunzi zatsatanetsatane wazinthu:
Zogwirizana nazo:
AAA LENDINGS imanyadira kutengapo mbali kwathu m'dera lathu komanso udindo wathu pagulu. Timakhulupirira kuti kukhala wobwereketsa wodalirika kumatanthauza kubwezera kumadera omwe timatumikira. Gulu lathu limatenga nawo gawo pazantchito zothandiza anthu, kuthandizira zomwe zikuchitika kwanuko, komanso kupititsa patsogolo maphunziro azachuma. Sitili pa bizinesi yopereka ngongole; ndife odzipereka kuti tithandize makasitomala athu komanso madera omwe amati ndi kwawo. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Chogulitsacho chidzaperekedwa ku dziko lonse lapansi, monga: luzern, Bangkok, Honduras, Ndithudi, mtengo wampikisano, phukusi loyenera ndi kutumiza panthawi yake zidzatsimikiziridwa malinga ndi zofuna za makasitomala. Tikukhulupirira moona mtima kuti tidzapanga ubale wabizinesi ndi inu pamaziko a phindu limodzi ndi phindu posachedwapa. Takulandirani mwansangala kuti mutilumikizane ndikukhala ogwirizana athu mwachindunji.
Wolemba Marcy Real waku Afghanistan - 2017.05.02 18:28 Takhala tikuchita nawo bizinesiyi kwa zaka zambiri, timayamikira momwe kampaniyo imagwirira ntchito komanso mphamvu yopangira, iyi ndi yopanga mbiri komanso akatswiri.
Wolemba Bertha waku Luxembourg - 2017.09.22 11:32 






