- AAA Lendings Non-QM Interested Program - Docs Zonse (Zofanana ndi Ngongole Yachizolowezi) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Mwachidule
Full Docs, kwa obwereka omwe sangathe kuchita Non-agency Jumbo. Ngongole zambiri/DTI Yapamwamba/Yapamwamba LTV/Katundu wandalama wopanda malire.
Tsatanetsatane
1) Max. DTI 55%;
2) Kufikira $ 4M ngongole ya ngongole;
3) Mpaka 80% LTV;
4) Palibe MI (Mortgage Insurance);
5) 660 kapena zambiri zangongole;
6) miyezi 6 kapena nkhokwe zambiri;
7) 1-chaka msonkho kubwerera.
Kodi Full Docs ndi chiyani?
Kodi mudakumanapo ndi zomwe zili pansipa?
• Wobwereketsa sangalole pempho lanu lalikulu la ngongole.
Kodi simukufika pa LTV yomwe mukufuna?
• Kodi obwereketsa omwe si a bungwe sangakupatseni ngongole zongopereka ndalama?
• Kodi wobwereketsa amafuna kuti mugule MI(Mortgage Insurance)?
Ngati munakumanapo ndi zochitika zamanyazi izi, ndiye kuti palibe nkhawa. Obwereketsa omwe si a QM alinso ndi mapulogalamu otere, ofanana ndi ngongole zamabungwe. Komabe, obwereketsa omwe si a QM omwe ali ndi ngongole ya {Full Docs} ali ndi malire ochepera kuposa omwe amabwereketsa a Full Documents. Muli ndi chisankho chabwinoko tsopano. Mfundo imodzi yofunika kwambiri yomwe mungamvetsere ndi yoti mutha kulembetsa pulogalamu iyi pokhapokha ngati simungakwanitse kubwereketsa ngongole ya FNMA kapena FHMLC.
Kodi pali kusiyana kotani pakati pa Non-QM Full Docs ndi Full Qualify Program?
Nthawi zambiri, ambiri mwa omwe adalembetsa atha kulembetsa kubwereketsa wamba ku Jumbo ndicholinga chokweza ngongole. Komabe, m'zokumana nazo zathu, pulogalamu wamba ya Jumbo siyosavuta kutseka. Pulogalamuyi ili ndi zofunikira zochepa kuposa ngongole zamabungwe, ndipo ilinso ndi nthawi yayitali.
Komabe, nthawi zina, olembetsawo sangathe kuyenerera kapena kupitiliza ndi pulogalamu wamba ya Jumbo, chifukwa chake amatha kupanga zinthu zomwe sizili za QM kuti akwaniritse cholinga chawo, monga kuchuluka kwa ngongole / Cash-out/ LTV/ Ngongole, ndi zina zambiri.
Zolemba Zathu Zopanda QM Zokwanira Zopeza Zopanda QM zimapezeka kwa obwereketsa omwe ali ndi ngongole zazikulu komanso ngongole zofananira zomwe zili kunja kwa magawo a Ma Mortgages Oyenerera. Ngongole zomwe zili mu pulogalamuyi siziyenera kugulitsidwa ku Boma lililonse.
Ubwino wa Full Docs
Ngongole zambiri kuposa ngongole za mabungwe;
Kuchuluka kwa DTI, malire otsika;
Palibe MI (Mortgage Insurance) yofunikira;
Kutulutsa ndalama kumaloledwa;
LTV yapamwamba kuposa ngongole zamabungwe.
Zithunzi zatsatanetsatane wazinthu:
Zogwirizana nazo:
Nthawi yanu ndi yamtengo wapatali, ndipo timalemekeza zimenezo. Ku AAA LENDINGS, tadzipereka kukonza njira yobwereketsa nyumba kuti tikupulumutseni nthawi ndi mphamvu. Pulogalamu yathu yapaintaneti ndiyosavuta kugwiritsa ntchito ndipo idapangidwa kuti mukhale ndi chidwi. Mutha kumaliza ntchitoyo pa liwiro lanu, kuchokera kunyumba kwanu kapena ofesi. Tikudziwa kuti muli ndi moyo wotanganidwa, ndipo tikufuna kupanga njira yobwereketsa nyumba kukhala yosangalatsa, yothandiza komanso yopulumutsa nthawi. - AAA Lendings Non-QM Interested Program - Full Docs (Zofanana ndi Ngongole Yokhazikika) - Kubwereketsa kwa AAA , Chogulitsacho chidzaperekedwa padziko lonse lapansi, monga: Thailand, Canberra, Algeria, Tilinso ndi luso lamphamvu lophatikizana kuti tipereke ntchito yathu yabwino kwambiri, ndikukonzekera kumanga nyumba yosungiramo katundu m'mayiko osiyanasiyana padziko lonse lapansi, yomwe idzakhala yabwino kwa makasitomala athu.
Ndi Nick wochokera ku Sheffield - 2018.09.08 17:09 Uyu ndi wothandizira kwambiri komanso wowona mtima waku China, kuyambira pano tidakondana ndi opanga aku China.
Wolemba Olivia wochokera ku New Delhi - 2018.06.05 13:10 





