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Tsatanetsatane wa Zamalonda

Mwachidule

Obwereketsa malipiro okha, omwe sangapite ndi ngongole za ngongole za bungwe, ndipo safuna kupereka zolemba zosiyanasiyana za ndalama.

Tsatanetsatane

1) Kufikira $2.5M ngongole ya ngongole;
2) SFRs, 2-4 Units, Condos, Townhomes, ndi Non-Warrantable Condos.
3) Max LTV 75%;
4) 620 kapena zambiri zangongole;
5) Palibe MI (Mortgage Inshuwalansi);
6) DTI chiŵerengero-- Front 38% / Back 43%.

WVOE (2)
WVOE (1)

Pulogalamu yake ndi chiyani?

Kodi mudakumanapo ndi vuto ngati limeneli?
Kodi obwereketsa adasintha ma paystubs mobwerezabwereza???
Kodi wobwereketsa adawerengera ndalama zomwe mwapeza ndikukuuzani kuti simukuyenera kubweza ngongole yanyumba???
Kodi mumavutika kupeza makope anu a W2s kapena paystubs???

Ife AAA Lendings timakupatsirani pulogalamu Yabwino Yopanda QM-- WVOE(Written Verification of Employment).Ngati obwereketsa omwe amalipidwa alandira malipiro okhazikika kapena malipiro kuchokera kwa owalemba ntchito pobwezera ntchito yomwe wapatsidwa ndipo alibe umwini kapena chiwongola dzanja chochepera 25% cha umwini mubizinesiyo.

Obwereketsa omwe amalandila malipiro amalandira malipiro osasintha kapena malipiro kuchokera kwa owalemba ntchito pobwezera ntchito yomwe wapatsidwa ndipo alibe umwini kapena chiwongola dzanja chochepera 25% pabizinesiyo.Malipiro amatha kutengera ola lililonse, mlungu uliwonse, biweekly, mwezi uliwonse, kapena semi-mwezi.Ngati pa ola, chiwerengero cha maola okonzedwa ayenera kuyankhidwa.Ndalama zomwe zatsimikiziridwa ziyenera kusinthidwa kukhala ndalama ya mwezi uliwonse kuti zigwiritsidwe ntchito pa fomu yovomerezeka (FNMA Form 1003).Pakufuna kwa wolemba pansi, zolemba zowonjezera za ndalama zitha kufunsidwa

Ubwino wake ndi wotani?

Pa pulogalamuyi, wobwereketsa amangofunika fomu ya WVOE kuti awerengere ndalama zoyenerera, osafunikira zolemba zina zilizonse zopeza.Iyi iyenera kukhala nsonga yokopa kwambiri papulogalamuyi.Palibe ngongole zabungwe zilizonse zomwe zingachite pulogalamu yotere.Kupatula apo, mosiyana ndi mapulogalamu ena, pulogalamuyi safuna katundu wochuluka wa olembetsa.Nthawi zambiri, iyi ndi pulogalamu yabwino kwa obwereketsa omwe sangachite ngongole zamabungwe.

Kuwerengera bwanji?

- Gwiritsani ntchito malipiro oyambira (theka pamwezi, kawiri pa sabata, kapena pa ola limodzi malinga ndi YTD) kuchokera ku WVOE.
Zitsanzo:
◦ Pang'ono pamwezi: Kuchuluka kwa pamwezi kochulukitsa ndi 2 ndikofanana ndi ndalama zomwe amapeza pamwezi.
◦ Kawiri pa sabata: Kuchuluka kwa milungu iwiri kuchulukitsa ndi 26 kugawidwa ndi 12 ndikofanana ndi ndalama zomwe amapeza pamwezi.
◦ Mphunzitsi amalipira miyezi 9: Ndalama pamwezi zochulukitsa ndi miyezi 9 zogawidwa ndi miyezi 12
zikufanana ndi ndalama zoyenerera pamwezi.

Kumbutsani olemba ntchito kuti alembe fomu ya WVOE, ndiye kuti wobwereketsa apitiliza ndi ngongoleyo mwachangu.

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