Ngongole za Bank Statement: A Liberating Option Sans Tax Returns kapena W2

Malo aku America omwe amabwereketsa nyumba akhala akulamulidwa ndi zofunikira zokhazikika pamisonkho ndi mafomu a W2. Komabe,bank statementNgongole zomwe zimachotsa zofunidwazi zikusokoneza momwe zinthu zilili, zomwe zikupereka phindu lalikulu.

Kwa eni mabizinesi ang'onoang'ono, njira yobwereketsa iyi ndi godsend. Ganizirani za eni ake odyera omwe ali ndi gawo lalikulu la ndalama zomwe amapeza pamalangizo azandalama. Kupereka lipoti la ndalamazi molondola pamakalata amisonkho kungakhale ntchito yovuta, ndipo kupereka W2 sikoyenera chifukwa iwo ndi eni ake abizinesi. Ndi ngongole za bank statement, wobwereketsa amatha kuwona ndalama zonse zomwe zayikidwa muakaunti yabizinesi, kuphatikiza ndalama zomwe zawerengedwa bwino. Izi zimapatsa eni mabizinesi ang'onoang'ono chithunzithunzi chenicheni chopezera ngongole yogulira malo ogulitsa kuti akulitse kapena nyumba yawoyawo.

Ngongole zobwereketsa ku banki zimawonekeranso poyerekeza ndi zinthu zakale zanyumba. Ngongole zachikhalidwe nthawi zambiri zimafuna katswiri wodziwa zambiriIZIs kutsimikizira kubweza msonkho, zomwe zitha kukhala zowononga nthawi komanso zokhumudwitsa, makamaka pochita ndi zowerengera kapena zovuta zamisonkho. Mosiyana ndi zimenezi, ngongole za banki zimathandizira ndondomekoyi. Atha kuvomerezedwa pakatha milungu ingapo osati miyezi, kulola obwereketsa kuti atenge mwayi wopeza malo nthawi yomweyo.
Koma obwereka ayenera kusamala. Ngakhale kubweza misonkho ndi ma W2 safunikira, wobwereketsa adzayang'ana mosamalitsa mawu aku banki. Mwachitsanzo, ngati pali ndalama zambiri, zosagwirizana zomwe zingasonyeze kusakhazikika kwachuma kapena kubweza ngongole zambiri, zikhoza kuyambitsa nkhawa. Mbiri yamabanki yoyera komanso yosamalidwa bwino ndiyofunikira.

Mwachidule, ngongole zamasitetimenti kubanki zomwe sizikufuna kubweza misonkho kapena mafomu a W2 zikusintha momwe anthu aku America amayendera eni nyumba. Amapereka njira yosinthika, yofikirika, makamaka kwa iwo omwe alibe magwero azachuma. Pogwiritsa ntchito mphamvu zamakalata aku banki, obwereka amatha kusintha nyumba zawo - kugula maloto kukhala zenizeni.