Ngongole za Bank Statement: Tailored Mortgage Solutions kwa Zosowa Zosiyanasiyana za Obwereketsa

Sikuti aliyense amakwanira bokosi lanyumba lanyumba, ndipamene Ngongole za Bank Statement zimawala. Kudzipangira nokhantchitoobwereketsa ndi anthu omwe amapeza ndalama zapadera, ngongoleyi imapereka njira yosinthika yosinthira ndalama zanthawi zonse. Popanda kubweza msonkho wofunikira, imagwiritsa ntchito miyezi 12 ya zikalata za banki kuti muwone zomwe mumapeza - zabwino kwa iwo omwe misonkho yawo sikuwonetsa chilichonse. Ngongole za Bank Statement zitha kuthandizanso ITIN ndi 1099 obwereketsa.

Ngongole za Bank Statement zili ndi mawonekedwe abwino. Mutha kubwereka kuchokera pa $150,000 mpaka $3.5 miliyoni pogula, kubweza ndalama, kapena kubwezanso ndalama - zophimbaPulayimalenyumba, nyumba zachiwiri, ndi malo ogulitsa, ngakhale ma condos omwe sali ovomerezeka. Mukungofunika ngongole 660, ndipo Ngongole za Bank Statement ndizotsegukira nzika, okhala ndi makhadi obiriwira, okhala osakhalitsa, ndi obwereketsa a ITIN. Obwereka odzilemba okha amatha kutseka pansi pa dzina labizinesi kuti ziwathandize. Pulogalamuyi imathandizira obwereketsa odzilemba okha ndi 1099 kapena ma statement aku banki.

Mulinso ndi njira zopezera ngongole. Sankhani chiwongola dzanja chokhazikika chazaka 30 kuti muthe kulipira nthawi zonse kapena dongosolo la Chiwongola dzanja Chokha. Ngongole za Bank Statement zimagwiritsa ntchito zikalata zaku banki kapena mafomu 1099 kuti awone ndalama zomwe zimawapangitsa kukhala abwino kwa odziyimira pawokha ndi makontrakitala.

Kuphatikiza kwakukulu ndikuvomereza DTI yopitilira 50%. Ngongole zachikhalidwe nthawi zambiri zimakana kubweza ngongole zambiri, koma Bank Statement Loans imamvetsetsa kuti obwereketsa okha atha kukhala ndi ndalama zambiri ndikuyendetsa bwino. Izi zimathandiza eni mabizinesi kupeza ngongole yomwe imagwirizana ndi moyo wawo. Obwereka okha omwe ali ndi ndalama zokwana 1099 amakonda Ngongole za Bank Statement, makamaka pamene DTI yawo idutsa 50%.

Amapezekanso. Ngati mwakhala ndi bankirapuse, kutsekeredwa, kapena kugulitsa kwakanthawi, mutha kukhala oyenerera ngati patha zaka zitatu. Njira ya 1099 imapangitsa kuti ikhale yabwino kwa ogwira ntchito odziyimira pawokha, ndipo palibe kubweza msonkho kumatanthawuza kuchepa kwa mapepala.

Kumaliza, Ngongole za Bank Statement ndi chisankho chanzeru kwa obwereketsa amitundu yonse. Poyang'ana kwambiri ma statement a kubanki ndikulola kuti DTI ipitirire 50%, amathandiza obwereketsa odzilemba okha, omwe ali ndi ITIN, ndi ena omwe sagwirizana ndi malamulo achikhalidwe obwereketsa. Kaya mukugula nyumba kapena mukulipiranso ndalama, Ngongole za Bank Statement zimabweretsa kusinthasintha komanso kuphatikiza.