Palibe Kutsimikizika Kwantchito Kofunikira Kuti Muvomereze Ngongole

M'dziko lovuta la kubwereketsa nyumba ku US, kufunikira kotsimikizira ntchito nthawi zambiri kwakhala chopunthwitsa kwa ambiri omwe akufuna kubwereketsa. Komabe, AAA Lendings ikusintha makampaniwo popereka mapulogalamu angongole pomwe palibe kutsimikizika kwantchito komwe kumafunikira kuti avomereze ngongole. Njira yatsopanoyi imatsegulira mwayi kwa anthu omwe ali ndi ndalama zosakhazikika, omwe amadzidalira okha.ntchito, kapena akumana ndi zovuta popereka umboni woti azigwira ntchito m'nthawi zakale.

AAA Lendings, omwe ali ndi zaka zopitilira 15 komanso mbiri yakubweza ngongole zopitirira $20 biliyoni, athandiza mabanja opitilira 50,000. Ukatswiri wawo komanso kudzipereka kwawo pothandizira obwereka kumawonekera mumitundu yosiyanasiyana yazogulitsa. Chimodzi mwazofunikira kwambiri ndi ngongole ya Self Prepared P&L. Monga momwe dzinalo likusonyezera, obwereka amangofunika kupereka ndemanga yokonzekera ya Phindu ndi Kutayika. Palibe chifukwa chobwezera msonkho, zomwe zimapangitsa kuti zikhale zosavuta kwa iwo omwe ali ndi zovuta zachuma kuti athe kulandira ngongole. Izi ndizopindulitsa makamaka kwa anthu omwe amadzilemba okha ntchito omwe mwina alibe mawonekedwe a W-2 kapena ndalama zolipirira nthawi zonse.

Chinthu china chochititsa chidwi ndiDSCR(Debt Service Coverage Ratio) ngongole. Mu pulogalamuyi, ndalama zobwereka zimagwiritsidwa ntchito kuti ayenerere obwereketsa. Ndizosintha masewera kwa osunga nyumba omwe sangakhale ndi ntchito zachikhalidwe kuyambira 9 mpaka 5 koma amakhala ndi ndalama zokhazikika kuchokera ku malo awo obwereketsa. Popanda chitsimikiziro cha ntchito chomwe chikufunika, osunga ndalama amatha kuyang'ana kwambiri kubweza katundu wawo wanyumba kuti apeze ngongole.

Ngongole ya Bank Statement ndi njira inanso yomwe sifunika kutsimikizira ntchito. Obwereketsa amatha kugwiritsa ntchito zikalata zawo zaku banki kuwonetsa kukhazikika kwawo pazachuma komanso kuthekera kwawo kubweza ngongoleyo. Izi zimapereka njira ina kwa iwo omwe ali ndi ndalama zokhazikika koma alibe zolemba zantchito.

Chomwe chimasiyanitsa AAA Lendings sizinthu zomwe amabwereketsa komanso ntchito zawo zapadera. Amapereka zolemba zosinthika, kutanthauza kuti obwereketsa ena anena kuti "Ayi," amati "Inde." Nthawi yotseka yapakati ndi mkati mwa masabata a 3, kuwonetsetsa kuti njira yachangu komanso yopanda msoko. Mitengo yampikisano ndi ntchito zomwe mumakonda zimawapangitsa kukhala chisankho chabwino kwambiri kwa obwereka. Monga makasitomala okhutitsidwa achitira umboni, gulu la AAA Lendings limagwira ntchito usana ndi usiku kukankhira milandu patsogolo ndikupereka mafotokozedwe omveka panjira iliyonse.

Pomaliza, ngati mwakhala mukuvutika kuti mutenge ngongole chifukwa chotsimikizira ntchito, AAA Lendings yabwera kukuthandizani. Mapulogalamu awo obwereketsa omwe safuna kutsimikizira ntchito amatha kusintha maloto anu oti muli ndi nyumba kukhala zenizeni. Musalole kusowa kwa umboni wa ntchito zachikhalidwe kukulepheretsani. Fikirani ku AAA Lendings lero ndikutenga sitepe yoyamba yolowera kunyumba yanu yatsopano.