Ngongole Zanyumba Zosavuta Ndi Ngongole Zodzikonzekeretsa Za P&L
Kuyendera malo obwereketsa nyumba kungakhale kolemetsa, makamaka kwa omwe alibe ndalama zomwe amapeza. Ngongole ya Self Prepared P&L imapereka njira ina yotsitsimula, yopangidwa kuti ikhale yosavuta kubwereka. Ndi P&L Yodzikonzekeretsa Yekha Yofunikira, obwereketsa atha kukhala oyenerera popanda aCPA-kukonza ndondomeko yazachuma, zomwe zimapangitsa kuti zikhale zosavuta kuti Muyenerere kubwereketsa ngongole. Kaya mukulipira ndalama zokhala ku Pulayimale, Nyumba Yachiwiri, kapena Malo Ogulitsa, palibenso Kubwezera Msonkho kwa ngongoleyi komanso Palibe Chilango Cholipiriratu, zophatikizidwa ndi zosankha za Low Rate 5/6 ARM ndi 7/6 ARM, zipange kukhala chisankho chopambana.
Ngongole zanyumba nthawi zambiri zimafunikira zolemba zambiri, kuphatikiza zobweza zamisonkho zomwe sizingawonetse mphamvu zandalama za wobwereka. Ngongole ya Self Prepared P&L imachotsa chotchinga ichi. Polola obwereketsa kuti apereke ndemanga zawo za phindu ndi zotayika, zimatengera kudzikonda.ntchitoakatswiri, odziyimira pawokha, ndi osunga ndalama omwe ndalama zawo zimasinthasintha kapena zimaphatikizapo kuchotsera kwakukulu. Ngongole imafika mpaka $2.0 miliyoni komanso ngongole yochepera 680, imatha kupezeka kwa anthu ambiri omwe adzalembetse.

Zosankha za 5/6 ARM ndi 7/6 ARM zimawonjezera kusinthasintha. 5/6 ARM imatseka pamlingo Wochepa kwa zaka zisanu, kusintha miyezi isanu ndi umodzi iliyonse pambuyo pake, yabwino kwa iwo omwe ali ndi mapulani akanthawi kochepa. 7/6 ARM imakulitsa nthawi yokhazikika mpaka zaka zisanu ndi ziwiri, ndikupereka chiyembekezo cha zolinga zanthawi yayitali. Onsewa amapangidwa kuti azipereka ndalama zotsika mtengo, kaya mukukhazikika m'nyumba ya Pulayimale kapena mukuwongolera malo a Investment.
Chilango Chopanda Malipiro Chosalipira ndichokopa kwambiri. Obwereketsa atha kubweza ngongole yawo msanga, kaya kubweza ndalama, kugulitsa Nyumba Yachiwiri, kapena kubweza Investment - popanda kuwononga ndalama zina. Kusinthasintha uku kumagwirizana ndi zenizeni za msika wamakono, kumene njira zachuma zimasintha mofulumira. Kuphatikizidwa ndi Zofunikira Zosabwezera Misonkho, Ngongole ya Self Prepared P&L imachepetsa zolemba ndikufulumizitsa kuvomereza, kulola obwereka kuyang'ana zolinga zawo.

Ganizirani za eni bizinesi yaying'ono yemwe akufuna kugula nyumba Yoyambira. Misonkho yawo yamisonkho imawonetsa ndalama zochepa chifukwa cha ndalama zogulira bizinesi, koma ndalama zawo zenizeni zimakhala zolimba. Popereka Self Prepared P&L, amayenerera mosavutikira, kusankha 7/6 ARM pakukhazikika kwake kwa Low Rate. Ngati bizinesi yawo ikukula ndipo amalipira ngongole msanga, Palibe Chilango Cholipiriratu Chimatsimikizira kuti amasunga phindu lawo lochulukirapo.

Ngongole ya Self Prepared P&L imatanthauziranso kupezeka kwanyumba. Imapangidwira iwo omwe sakukwanira nkhungu wamba, yopereka P&L Yodzikonzekeretsa Yokha Yofunikira Yosavuta komanso Yosavuta Kukwaniritsa mawu. Kaya mukulota za Nyumba ya Pulayimale, Nyumba Yachiwiri yobwerera, kapena mwayi Wogulitsa, njira zangongole za 5/6 ARM kapena 7/6 ARM zimakupatsani mwayi wogula komanso ufulu, zonse popanda zolemetsa zobweza msonkho kapena zilango zolipiriratu.










